Most quotes ready in 15 minutes. Coverage often as fast as same day. Florida contractors and small business owners, get the right policy without the runaround.
Tell us what you need. Most quotes ready in 15 minutes.
We shop 20+ carriers to find your best rate, including:
From general liability to commercial auto, we've got you covered with the right policy at competitive rates.
We don't just write business. Most of our commercial clients bundle their personal coverage with us and save.
Bundle personal lines with your business policy and most clients save 10–15%.
When you call (754) 272-8705, you reach a real Florida-licensed agent. Not a call center. Not a chatbot. The same team that wrote your policy is the team that answers when something on your job changes.
We're independent, which means we shop multiple Florida carriers to find the right policy at a competitive rate. We're not tied to one company. Most quotes ready in 15 minutes. Same-day certificates of insurance when you need them.
Based in Miramar, licensed across the entire state. About 60% of the policies we review have at least one issue worth fixing: too much coverage in one area, not enough in another, or a renewal that quietly drifted up.
No paperwork maze. No waiting weeks. Here's how we get you covered.
Call, text, or fill out the form.
~2 minMost quotes ready before you finish your coffee.
~15 minWe explain everything. Ask any question.
~10 minSign, pay, and get your COI in hand.
Same day"We got tired of watching Florida contractors lose jobs because their broker couldn't issue a certificate fast enough. So we built the agency we wished we'd had when we were on the other side of the phone."
Mutual Grid is a team of Florida-licensed independent agents based in Miramar, working across the entire state. We're growing our roster to serve more contractors, small business owners, and families across Florida.
When you call Mutual Grid, you're not getting transferred to a call center. You're talking to a real agent who knows your policy, your business, and your name. We shop multiple Florida carriers to find you the right coverage at a competitive rate, and we'll tell you exactly what you actually need, whether you go with us or not.
The Mutual Grid Team
Steven Lewis Jr., Agent in Charge · Graham Morrison, Co-Manager · FL License #LI29711
Plus a growing roster of Florida-licensed agents serving the state.
Most policies can be bound the same day we receive your information. If you need a certificate of insurance for a job tomorrow, we can usually make that happen.
Not for all policies. We work with licensed and unlicensed contractors. Tell us your situation and we'll find the right coverage.
That's what we're here for. Call us and we'll walk through your business and figure out exactly what you need. No pressure, no obligation.
Lots of brokers can get you a policy. What's different here is what happens after. You talk to the same person who wrote your policy when something changes on your job. We shop your renewal instead of letting it auto-renew at a higher rate. And we'll tell you when you're over-insured, not just when you need more coverage. Try us on a quote and see if the conversation feels different.
Call now for your free quote. Most quotes ready in 15 minutes. Coverage often as fast as same day.